Can you take over a car payment without going through the bank?

Can't You Just Ignore the Bank and Go Rogue? You could just form a gentlemen's (or gentlewoman's) agreement with someone and let them drive the car if they'll agree to regularly pay you, and you'll continue to make the payments on the vehicle with their money.

1. Can I let someone take over payments on my car?

Can I let someone take over payments on my car?

Can you transfer a car loan to someone else? You cannot “transfer” a car loan to someone else without also transferring ownership of the vehicle to them. In most cases, transferring ownership is considered selling.